Financial Sector: 5 technological trends for the sector

Finance / Date: 06-22-2025

The financial sector is one of the sectors most impacted by digital transformation. Fintechs, in particular, have been gaining more and more space in the market and offering innovative solutions to users.

And with all this innovation, financial management has also been constantly impacted. In this article, we will talk about 5 technological trends for the financial sector in 2025.

Check it out!

Digital transformation in the financial sector

The process of using digital technology to improve a company's productivity, competitiveness, and efficiency is known as digital transformation. It aims to streamline and automate the inner processes, as well as enhance the interaction with the customer.

And the financial sector has been positively impacted by this transformation, especially fintechs. Technology is helping companies in the sector to be more agile, innovative and efficient.

Furthermore, digital transformation is also changing consumer behavior. People are increasingly using digital solutions to solve their financial problems.

Bill payments, bank transfers, online purchases and other financial transactions can be carried out easily through apps and websites.

Therefore, people are increasingly demanding practical, safe and innovative solutions from the financial sector.

Evolution of cryptocurrencies in the financial sector

Cryptocurrencies are virtual currencies that use blockchain technology to operate. They are decentralized, meaning they are not tied to any country or central bank.

In the financial sector, cryptocurrencies are gaining ground and becoming increasingly popular. They have also impacted the future of accounting . And, just like Fintechs, they combine technology and finance in a practical, safe and innovative way.

There was a certain prejudice against cryptocurrencies, as they were considered a virtual currency without backing and with little security. But this has changed over time, and today cryptocurrencies are recognized for their potential to transform the financial sector.

They are increasingly being used for payments, bank transfers, online shopping and other financial transactions. They are also being used as an investment, as they have performed well in recent years.

Cryptocurrencies can be an excellent option for those seeking innovation and profitability. As long as they are used consciously, as they can bring financial risks , just like any variable income investment.

Technological developments

Now that you know more about this part of technology in the financial world, let's look at the main trends for the sector in 2025.

1. Hyper Automation

Hyper automation is the next step up from automation and involves automating operations with a variety of technologies, including robotics, artificial intelligence, and machine learning.

According to The Forrester Wave™: Enterprise Robotic Process Automation, Q122, hyperautomation can generate savings of up to 60% in some industries.

In the financial sector, hyperautomation is increasingly being used to automate operational tasks such as invoicing, billing and payments.

In addition, it is also being used for data analysis, investments and other areas.

Hyper automation is helping companies in the financial sector reduce costs, increase productivity and improve the quality of services provided.

2. Facial recognition for payments

The usage of facial recognition technologies for security reasons is growing. To identify someone, it entails taking a picture of them and examining their face features.

This technology is becoming more common over time for payments, especially in mobile apps. This is because it offers greater security, convenience and speed when making a transaction.

Facial recognition is also being used to increase the security of online banking transactions and to identify fraud.

The trend is for this technology to be increasingly used in the financial sector, as it offers several benefits for companies and customers.

3. Digitization of transactions

A while ago, it was only possible to open an account by going to a bank branch, signing a bunch of papers and waiting hours for the process to be completed.

Nowadays, it is possible to open an account with a digital bank in just a few minutes. Simply fill out an online form, sign the contract electronically and wait for the account to be confirmed.

The digitalization of banking transactions is becoming increasingly popular, as it offers several benefits for companies and customers.

Not only opening accounts, but a multitude of financial services can be done through a computer or cell phone, in just a few clicks.

In addition to being faster and more practical, the online process is safer, as all information is encrypted and stored in a secure database.

4. New payment technologies

New payment technologies and innovation are facilitating and improving financial transactions. Some of these technologies are QR Code, NFC and mobile payments.

These technologies are increasingly being used for payments, bank transfers, online shopping and other financial transactions.

They offer greater security, speed and convenience for users, in addition to reducing costs for companies.

5. Associative networks

A collection of linked computers that collaborate to process data makes up associative networks. The financial industry uses this technology for data analysis, investing, and other purposes.

Associative networks are allowing companies in the financial sector to make more assertive decisions, in addition to increasing productivity and reducing costs.

The financial sector is constantly evolving and, as such, needs to adapt to new technological trends to provide greater security and convenience to customers.

As we have seen, there are several trends that are revolutionizing the financial sector, from hyper-automation of processes to associative networks.